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From the Office of the CEO

From the Office of the CEOFrom the Office of the CEO

As we look back on 2013, a year of accomplishments and change, we are pleased to report that Fairfield County Bank has held true to our charter commitment of serving the residents and businesses of Fairfield County.  While much has changed since our founding in 1871 what has not changed, is our commitment to serve the financial needs of the members of the communities we service.  Each day we look forward to providing our customers with exemplary service and product options that will fulfill their diverse financial service needs.

We embrace technological innovation and have a strategic commitment to grow our product capabilities whether personal, commercial, municipal or non-profit. We believe our customers financial needs and wants are ever changing and we must continually improve to meet these changing demands.  We anticipate bank wide system upgrades throughout 2014 and into 2015.  These initiatives will enhance our service capability, improve our ability to provide electronic channel alternatives, increase our efficiency and most importantly enable us to meet the service preferences of our customers.

As we begin 2014, let us take a moment to reflect on the successes that made 2013 another positive year for our customers, employees and the communities we serve. We ended 2013 on a strong note, remained well capitalized with all capital assets ratios over 10%.  Our earnings for the year were up from 2012, while our commitment to expense management is seen throughout the organization with every area making improvements and employee suggestions having a positive impact on efficiency.

Community service and support are of the utmost importance to us; through employee volunteerism and financial contributions we have helped more than 400 non-profit and civic organizations throughout Fairfield County this past year.

Thank you to our customers and employees for making 2013 another successful year.  We look forward to 2014.



David A. Schneider


Click here to view our 2013 Annual Report

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