Ridgefield, CT - March 4, 2013:  Fairfield County Bank is pleased to announce the recent appointment of Ralph Pelosi to Senior Credit Analyst.  Ralph has 15 years of commercial banking experience starting with The Bank of New York in Retail Branch Banking.  He became a Credit Analyst in 2003 at IDB Bank, and later became a Senior Credit Analyst at Key Bank Corporation in 2007.  Prior to joining Fairfield County Bank, Ralph was a Senior Commercial Credit Analyst specializing in Asset Based Lending at Sterling National Bank. 

As Senior Credit Analyst, Ralph is responsible for commercial loan underwriting and credit analysis in support of all commercial loan officers. 

Ralph has an extensive educational history.  He earned an Associate of Applied Science (AAS) in Marketing from Orange County Community College in Middletown, NY, and received a Bachelor of Science (B.S.) in Marketing from New York University Stern School of Business.  He completed his MBA in Finance at the State University at New Paltz.  Additionally, Ralph received a Diploma in Commercial Banking Credit Analysis from the New York University SCPS School of Finance, Accounting & Taxation, a Certificate from the Advanced School of Commercial Lending through the Massachusetts Bankers Association, and a Diploma in Bank Management from the New England School for Financial Studies, Babson College, through the Massachusetts Bankers Association.  He is currently completing a second Bachelor of Science in Accounting at Marist College.

Ralph served in the US Army, First Infantry Division, Mechanized Ground Infantry from 1981-1983.  He was stationed in Fort Bliss, Texas, White Sands Missile Range, New Mexico, and USAREUR Mannheim Garrison and Germersheim Kaserne, West Germany.  Ralph was awarded the US Army Service Ribbon, US Army Overseas Service Ribbon, qualified as Expert with all assigned weapons and weapon systems, and served with the 2nd BN 67th Air Defense Artillery NATO Forces. Ralph is located in our Ridgefield office at 150 Danbury Road, and resides in Poughkeepsie, NY.