Business Financing Specialists

Joe is an over 25-year veteran in commercial real estate lending who specializes in commercial lending as it pertains to stabilized assets, gut rehabilitation or ground up construciton across a wide array of asset classes, ranging from retail offices to data centers. His responsibilities include fostering strong client relationships, managing a diverse loan portfolio, and enhancing current client relationships through a suite of commercial and consumer products. He currently operates out of 150 Danbury Road Office in Ridgefield and serves clients throughout Fairfield and Westchester Counties.

What to Expect
Mr. Nichols prides himself on being available to his clients whenever they need him. Prompt and transparent communication is a hallmark of his approach to commercial lending. He received his degree in Finance from Texas A&M University and has maintained a connection to his alma mater through the Aggie Real Estate Network. In addition, Joe is a member of the Real Estate Board of New York, the Connecticut Chapter of the Urban Land Institute, and NAIOP, which has been recognized as the leading commercial real estate development organization.

Outside of Work
Joe is originally from Texas and currently resides in Bedford, NY with his wife and two children. As a born and raised Texan, he is always looking for a great barbeque spot, but enjoys cooking dinner at home with his family even more. Mr. Nichols is a volunteer coach of his daughter’s flag football team and is proud to have watched the organization triple in size during his two-year tenure.