The perfect combination of security, convenience and financial control.
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All our personal checking accounts offer:
- Online Banking & Bill Pay
- E-Statements
- Mobile Banking & Mobile Check Deposit
Select the account that best suits your needs:
A checking account that offers both easy access and financial reward. Pinnacle Checking combines the features of a checking account with the earnings of a money market account.
Additional Benefits:
- Earns interest
- Visa® Debit Card
- Free ATM transactions when you use any Fairfield County Bank ATM.
- All ATM surcharges are refunded to you when you use your Fairfield County Bank Visa Debit card. Refunds do not apply to ATM cards.2
- REAL TIME Visa Debit Card and ATM Card monitoring and reporting service for suspicious or fraudulent activity.
- Discounts1 on check purchases
- No per check fees
- Unlimited check writing
- Incoming domestic wire fee waived
- Official bank check fee waived
- No stop payment orders Fee
- Medallion guarantee services
- Signature guarantee services
- Notary services
- No counting loose Coin fee
Get the most out of your checking account. Charter Checking pays interest on a tiered interest rate basis which means the larger your balance, the higher your rate of interest.
Additional Benefits:
- Earns interest
- Visa Debit Card
- Free ATM transactions at all Fairfield County Bank ATMs.
- 4 ATM surcharge refunds per statement cycle when you use your Fairfield County Bank Visa Debit Card. Refunds do not apply to ATM cards.2
- REAL TIME Visa Debit Card and ATM Card monitoring and reporting service for suspicious or fraudulent activity
- No per check fees
- Unlimited check writing
We are pleased to introduce the all new ALL ACCESS account. This account combines all the digital banking tools for no hassle banking with the traditional access of a checking account.
Access your account where you want and when you want whether online, on a mobile device, in a store or at an ATM for starters. There are so many ways to manage your account.
Accessing Your Account:
Use any or all of the following to access and manage your account:
- Online Banking
- Bill Pay
- Mobile Banking- Mobile Apps for both IPhone and Android, visit the App store for your mobile phone and download the APP.
- Mobile Deposit using the Fairfield County Bank Mobile APP.
- Visa® Debit Card
- POS-Point of Sale using Fairfield County Bank Visa Debit Card. It is accepted worldwide wherever the VISA logo is displayed.
- ATM - Fairfield County Bank does not charge you a fee to use our Debit Card at our ATMs or ATMs operated by others. When you use an ATM not owned or operated by us, you may be charged a fee(surcharge) for a balance inquiry even if you do not complete a transaction (funds transfer).
- Branch Banking and Drive-Up access
- Direct Deposit of payroll and other recurring credits
- Account to Account Transfers
- ACH (Automated Clearing House)-automatic payments-debits or credits –to and from your account
- Wire Transfers-See Schedule of Charges for applicable wire transfer fees.
Designed for teens and young adults, the Aspire Checking Account is packed with digital banking tools that allow them to bank wherever they are.
Empower your student with the banking solutions they need to succeed!
Features your student or young adult may expect:
- Free Online Banking & FCB Mobile App
- Monitor transactions
- Set-up account activity alerts
- Transfer money
- Send and receive money quickly and easily with Zelle®3
- Pay bills with bill pay
- Guard your debit card by turning it on and off
- Connect all of their accounts with our personal finance tool, Money Manager 360
- Add their Fairfield County Bank Visa® debit card to their digital wallet to pay safely at checkout
- Deposit checks through our mobile app
- Monitor credit
- Free ATM transactions at all Fairfield County Bank ATMs
- 4 ATM surcharge refunds2per statement cycle when you use your Fairfield County Bank Visa Debit Card at an ATM not owned or operated by us
A no-frills, low-cost checking account to get you started on your banking journey.
Access Your Account & Make Purchases the Way You Want
- Branch Office and Drive-Up Access
- Online Banking
- Mobile Banking App
- Online Bill Pay
- Visa® Debit Card
- Mobile Wallet
- ATM Access
No fees on many everyday transactions:
- Overdrafts or insufficient funds (Accounts will not be allowed to be overdrawn. Items causing an overdraft will be returned and no fee will be charged.)
- Dormancy
- eStatements
- Fairfield County Bank ATM access (When you use an ATM not owned or operated by Fairfield County Bank, you may be charged a fee by the ATM operator, and you may be charged a fee for a balance inquiry even if you do not complete the funds transfer.)
All checking accounts are subject to approval.
Mobile Banking is offered as a free service for smartphone and tablet users; however, wireless provider charges may apply while utilizing this service.
1 Only Classics Single Wallet Style - Blue Sheffield®, Green Sheffield®, or Maroon Sheffield® are Free.
2 An ATM surcharge refund eliminates your payment of a surcharge imposed by owners and operators if the ATM is not owned by Fairfield County Bank. Refund applies only to Fairfield County Bank Visa Debit Cards. Refunds do not apply to ATM cards. Fairfield County Bank does not charge you a fee to use our Debit Card at ATMs operated by others. When you usean ATM not owned or operated by us, you may be charged a fee (surcharge) for a balance inquiry even if you do not complete a transaction.
3 Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Must have a bank account in the U.S. to useZelle.
In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled withZelle.
