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Investment and insurance products and services are offered through Osaic Institutions, Inc. Member FINRA/SIPC. Fairfield County Financial Services is a trade name of Fairfield County Bank. Osaic Institutions and the Bank are not affiliated. Products and services made available through Osaic Institutions are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.