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EARNS INTEREST checkmark checkmark  
MINIMUM TO OPEN ACCOUNT $25,000 $500 $100
HOW TO AVOID MONTHLY FEE Monthly service charge waived if average daily balance* is $25,000 or more during the statement cycle, or if the cumulative daily balance in all linked deposit accounts and all personal loans is not less than $50,000 on the service charge calculation date. Monthly service charge waived if average daily balance* is $1,250 or more during the statement cycle, or a total of $750 in direct deposits are made during the statement cycle.

Monthly service charge waived if:
Using Fairfield County Bank’s Connect24 Online Banking and Bill Pay to make at least 2 bill payments during the statement cycle; payment must settle or debit the account during the statement cycle.

OR

Using your Fairfield County Bank Debit Card to make at least 8 Point of Sale (POS) transactions during the statement cycle; transactions may be either PIN or signature authorized and must debit the account during the statement cycle. (Transactions conducted at ATMs do not count as POS transactions and are ineligible toward the monthly fee waiver requirements.). There is a $4.00 monthly paper statement fee with this account. You can waive this fee by enrolling in E-Statements though Connect24 Online Banking.

MONTHLY SERVICE CHARGE IF NOT ELIGIBLE FOR WAIVER

 

$20.00 per statement cycle $12.00 per statement cycle $8.00 per statement cycle

NO PER CHECK FEE

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DISCOUNT ON CHECK ORDERS FOR LIFE OF THE ACCOUNT1 checkmark    
UNLIMITED CHECK WRITING checkmark checkmark checkmark
CHECK IMAGING checkmark checkmark checkmark
ELIGIBLE FOR E-STATEMENT checkmark checkmark checkmark
FREE ATM TRANSACTIONS AT FAIRFIELD COUNTY BANK ATMS checkmark checkmark checkmark
VISA® CHECK CARD checkmark checkmark checkmark
ATM SURCHARGE REBATES2 ALL 4 PER STATEMENT CYCLE None
SPEND OR PURCHASE LIMIT: VISA CHECK CARD SIGNATURE PURCHASE LIMIT ON ANY GIVEN DAY WITH AVAILABLE FUNDS NET OF ANY CARD TRANSACTIONS PENDING SETTLEMENT $10,000 $5,000 $5,000
REAL TIME VISA CHECK CARD MONITORING SERVICE FOR SUSPICIOUS OR FRAUDULENT ACTIVITY checkmark checkmark checkmark
FREE BILL PAY checkmark checkmark checkmark
FREE TELEPHONE BANKING checkmark checkmark checkmark

 

1 Only Classics Single Wallet Style - Blue Sheffield®, Green Sheffield®, or Maroon Sheffield® are Free.
2 An ATM surcharge refund eliminates your payment of a surcharge imposed by owners and operators if the ATM is not owned by Fairfield County Bank. Refund applies only to Fairfield County Bank Visa Debit Cards. Refunds do not apply to ATM cards.
* The average daily balance is calculated by adding the funds on deposit in the account each day of the statement or monthly cycle and dividing that figure by the number of days in the statement cycle.